Monday, August 16, 2010

What’s Your Age?

You crossed the age of 19 years recently? You had a strange kind of feeling inside you and could not convince yourself that you are out of the boys’ zone? One of things that helped you bring back from the tizzy world was the exclusion from your family health insurance policy, right? You are no longer provided coverage as a dependent, even if you are a student. In fact, is some States, the age of dependent children to be covered was set 18 years.

However, there seems some hope. With the implementation of healthcare reforms, children will be allowed to stay in their family health insurance policy as dependents till the age of 26 years. So, you have your options back and won’t be needed to spend extra money on availing an independent health insurance.

The clause of the healthcare reforms is slated to come into effect from September, 2010; however, some companies are already offering the dependents to come back in the fold. So, it is always better to check with the insurer or ask your parents to ask the insurers if they are offering the facility right now. If not, even then, it is only a month before you could officially join back.

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