Do you know that insurance premiums can’t vary from one company to another in Florida State? This is one good reason why you should not pay too much attention if some company tries to lure you by offering cheap premium as compared to some other company. There could be trap. Pay attention to make sure that when you compare health insurance plans from different companies, you are not simply focusing on the premium—it should be similar for all the companies.
This actually helps in reverse checking. If you are comparing health insurance plans from different companies and getting different premium amounts, the plans are not same—you might be missing something is a plan that has a lower premium. Being a resident of Florida but residing in any city, you should be aware about the fact that Florida State mandates the insurance companies to have same premium for same insurance plan.
Friday, April 23, 2010
Thursday, April 15, 2010
Do we have doctors?
Health insurance is really a matter of concern for the whole of the US—administrators, officials, professionals and residents. When a consumer talks about medical insurance, the basic requirement starts from primary care that could be extended with minimum premium costs. However, primary care physicians are already on shorter side. So, what would be the fate of additional consumers who would be brought in the arrays of healthcare reforms?
Reading some articles on internet, I came across a figure that quoted the need of around 40,000 primary care doctors in the next decade. Once again, it is very interesting to know that only 30% of US doctors practice primary care. Now, what if we have that healthcare bill passed and millions of uninsured people looking forward to primary healthcare? Where will be the resources to handle this upsurge of demand?
Any health insurance policy starts with minimal basic cover that can be offered to the consumers. Low income families, students, and individuals like to avail primary care cover if they do not have high medical treatment needs or any pre-existing medical condition. It is clear that the pressure will increase on primary healthcare system. When the health bill was proposed, a lot of states and organizations came forward to rebuke it. They had their own reasons and some of them were common. But guess: if the healthcare bill is implemented, how would the primary care system handle this demand?
In my opinion, healthcare bill should not be simply reviewed from sides that are “yes or no”, but from a side containing “what if” also. This would mean that even if healthcare bill comes into effect, what else would be required just to implement it in its optimal form; otherwise, having a system and not being fit for it is not a state in which United States of America would like to be in.
Reading some articles on internet, I came across a figure that quoted the need of around 40,000 primary care doctors in the next decade. Once again, it is very interesting to know that only 30% of US doctors practice primary care. Now, what if we have that healthcare bill passed and millions of uninsured people looking forward to primary healthcare? Where will be the resources to handle this upsurge of demand?
Any health insurance policy starts with minimal basic cover that can be offered to the consumers. Low income families, students, and individuals like to avail primary care cover if they do not have high medical treatment needs or any pre-existing medical condition. It is clear that the pressure will increase on primary healthcare system. When the health bill was proposed, a lot of states and organizations came forward to rebuke it. They had their own reasons and some of them were common. But guess: if the healthcare bill is implemented, how would the primary care system handle this demand?
In my opinion, healthcare bill should not be simply reviewed from sides that are “yes or no”, but from a side containing “what if” also. This would mean that even if healthcare bill comes into effect, what else would be required just to implement it in its optimal form; otherwise, having a system and not being fit for it is not a state in which United States of America would like to be in.
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